For Family Law Attorneys & Mediators
The house is usually the biggest asset on the table and the hardest one to talk about with real numbers. This tool gives your clients those numbers ahead of time, and gives your office a link of its own to share.
The Tool
The divorce home calculator takes about five minutes. Clients enter estimates, the results update as they go, and nothing they type is saved or sent anywhere unless they choose to contact me.
Equity
Equity after the mortgage and any HELOC, divided at whatever percentage the client is working with. The calculator doesn't assume 50/50.
Buyout
The buyout amount, the size of the new loan, and where it lands against the 80% Texas cash-out cap and the roughly 95% owelty lien limit.
One Income
The keeping spouse's estimated payment and debt-to-income ratio, plus the income it would take to get to 43% if they fall short.
Keep vs. Sell
What each spouse walks away with under a buyout or a sale, using separate figures for the buyout value and the likely sale price.
For Your Practice
A client who has already seen whether a buyout works on one income spends less of the session on wishful thinking and more on terms.
Results print to a clean, single-page PDF the client can bring to you or to mediation, with every assumption listed.
Every result tells the client to review property division with their attorney. The tool explains the real estate side and leaves the legal advice to you.
It doesn't assume a buyout or a sale pays more. It shows which path nets more on the client's numbers and why, and flags that either path can be worked against a spouse.
Your Office's Link
Each office gets its own version of the calculator link. It opens the same page. The only difference is a short tag on the end that tells me which office a visit came from.
What I can see
What I can't see
There's no cost and no arrangement attached to the link. I don't pay referral fees to attorneys or their offices, and nothing of value changes hands for sharing it.
Beyond the Calculator
A defensible market value both sides can work from, so the number doesn't become its own dispute.
Both spouses and both attorneys get the same updates at the same time, with a paper trail on showings, offers, and deadlines.
Who pays what until closing, joint debts paid from proceeds through title, and what to check afterward. Credit guide →
Steady, documented sales when one spouse won't engage or a judge has ordered the house sold. Stalled sales →
I'm glad to do a short lunch-and-learn for your office on owelty refinances, keeping both spouses' credit intact, or what happens to price in a court-ordered sale.
Get Started
Send me your firm or practice name and the best contact for your office. I'll send back your link and a one-page handout with a QR code you can give clients.
Free Tool
Divorce Home Calculator →
Buyouts
The Owelty Lien Refinance in Texas →
Court-Ordered Sales
Avoiding a Court-Ordered Home Sale →
Mediation
What to Settle About the House Before You List or Refinance →
Resource Hub
Divorce & the Marital Home: All Guides →
Work With Fay
Divorce Real Estate, Handled With Care →
Last updated October 2026